1st CENTRAL Insurance Reviews 184,490

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 30,946 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive pricing and the straightforward, efficient user experience. Many people found the website easy to navigate, making the process of obtaining or renewing insurance simple and quick. The service provided is often described as excellent, with consumers noting the ease of understanding policy details and the overall smooth process. However, some customers also noted issues with customer service, mentioning long hold times and unhelpful interactions. A few other people also felt that the company's pricing could be less transparent, with some experiencing unexpected increases or difficulties with policy changes.

What people talk about most

Price

Clients share positive opinions on price, with many reviewers finding the prices to be competitive, great,... See more

User experience

Customers had positive experiences with user experience. Many found the online process easy, straightforward,... See more

Service

Customers consistently note positive experiences with service. Many reviewers praise the quick, easy, and... See more

Website

Reviewers highlight positive aspects of the website, often praising its ease of use and navigation. Many... See more

Customer service

Users describe ambiguous interactions with customer service. While some customers report very helpful,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Reasonably easy to navigate the site, the only confusion for me was the way in which all the options kept appearing. Basically I had decided what I wanted and simply wanted to complete the purchase.

Company replied

Rated 5 out of 5 stars

I’ve been with 1st Central for a while now, and they have never let me down. Every situation I’ve had was handled quickly, professionally, and with great customer service. Their team is always helpful... See more

Company replied

Rated 5 out of 5 stars

Renewing my car insurance was seamless. It was easy to do online and any queries I had were answered simply and clearly by the agents. They were polite, well mannered and patient. I was very pleasa... See more

Company replied

Rated 5 out of 5 stars

The company reduced my premium this year which in this industry is very rare. Obviously they care about their customers and take note of clean licences, no previous accidents etc. Recommended to all... See more

Company replied


Company details

  1. Auto Insurance Agency
  2. Home Insurance Agency
  3. Insurance Agency

Written by the company

Get a car insurance quote from 1st CENTRAL and you won’t be disappointed. As experts in UK motor insurance, 1st CENTRAL provides cheap car insurance for new drivers and experienced drivers, along with a high standard of customer service. Our friendly support teams are on hand to help you with your car insurance quote. We can customize your affordable car insurance policy with optional extras including Legal Cover, Personal Accident Cover, Hire Car, Excess Protect and RAC Breakdown Cover.

Who We Are

Written by the company

We offer Defaqto 5-Star rated car insurance
Our car insurance provides quality cover and includes a comprehensive range of features and benefits including a courtesy car, £1500 of key cover and 90 days driving in Europe, as standard
We’re competitive on price
We’ve got some very smart people in our pricing team (and some clever technology) monitoring the market to make sure we’re always giving the best price possible. We’re pretty hot on fraud too, which helps us keep our premiums lower.
We’re not all talk
If you make a claim, we’ll look after you. You'll be assigned a Personal Claims Advisor, enjoy free collection and delivery of your vehicle, a 5 year warranty on all repairs, mobile repairs and estimates where possible, and like for like vehicle replacement.
We’re nice people
All of this is backed up by support from our friendly call centre. Our call centre is open at sensible times including weekends and our claims line is open 24/7, 365 days a year.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

184K reviews

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Asks customers to review

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Rated 1 out of 5 stars

Choose any other company than 1st Central

On May 14th the offer was accepted and today is May 28th and still no money. 4 times I have been promised payment and still nothing! I contacted the complaints team just to be emailed back to say basically if youre not happy contact the omnibus man. Why is it so hard to pay out its not your money. A manager denied payment and nobody contacted me so if i hadn't had moaned YET AGAIN ABOUT LATE PAYMENT HOW WOULD I OF KNOWN? 1 HOUR AND 11 MINS ON HOLD. I LOST 500 DEPOSIT ON MY NEW VEHICLE AS DIDNT GET PAID AND HAD TO HIRE A CAR AS I RETURNED THE ORIGINAL CAR AS I WAS TOLD THE MONEY WOULD BE IN MY BANK. 1 LAST THING TO SAY GOOD LUCK IN COURT AS I RECORDED EVERY CALL LOGGED EVERY CALL AND YOU ARE GONNA PAY. WHAT A CROCK OF ...... MAKE THE LAST WORD UP YOURS3LVES 1ST CENTRAL AS YOU ARE LOSING CUSTOMERS AND WILL DO CONTINUALLY. A VERY VERY UNHAPPY CUSTOMER.

May 28, 2026
Unprompted review
Rated 1 out of 5 stars

After 2 years 1 year of NCD

Stay clear of 1 st central .
Staff very rude
If you with them for few years you still will get just 1 year NCD.and they just don't understand that 1+1=2
Or they don't want to understand,to rip more money from people
Very disappointed
Shame

May 28, 2026
Unprompted review
Rated 5 out of 5 stars

I highly recommend 1st Central Car…

I highly recommend 1st Central Car Insurance. They were totally efficient, polite, understanding and kept me informed and updated constantly, if I needed to speak to anyone with any concerns there was a person that I could talk to and not just an answer machine.

March 27, 2026
Unprompted review
Rated 2 out of 5 stars

Make sure dates are accurate

I was slightly out on the purchase date of my car and when my document was reviewed, I had to pay a large fee for this to be corrected. So the policy didn't work out much cheaper at all, I feel the fee should have been lower considering the change required.

March 30, 2026

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