New Silver

We just closed a $637,000 DSCR cash-out refi in Tampa, FL at 6.775% - and the way we structured it made all the difference. The borrower owned a short-term rental free and clear. The goal was simple: pull out as much equity as possible. The challenge was getting lenders to see the property's real income potential. Most lenders would have run a 1007 rent schedule and capped proceeds at a fixed LTV. We took a different approach, combining AirDNA market data with the property's actual rental history to qualify on real STR performance. That boosted the DSCR enough to unlock a significantly larger loan, with no cash-out cap. As the loan advisor, Collin Jordan, put it: "By using AirDNA data alongside the actual rental history, we were able to show the real income picture. The borrower walked away with the full equity his property supported." If you own a short-term rental and want to unlock its equity, we know how to underwrite it. 👉 sales@newsilver.com | 855-844-LOAN

Which AI tool should fix and flip investors actually be using - Claude or ChatGPT? Our CEO Kirill Bensonoff breaks down his take on this. ChatGPT stress-tests your numbers fast, while Claude thinks through the judgement calls that don't show up in a spreadsheet. Using them together is a good way to cover most of your process.

A 5-day closing doesn’t start at approval. It starts before you even apply. Make sure you have a: - Clean purchase contract. - Clear rehab budget. - Defined scope of work. The more prepared your deal is upfront, the faster everything moves. When those pieces are in place, speed becomes achievable. Watch how it works below. #RealEstateInvesting #Fintech #PrivateLending #RealEstateFinance

A smooth loan process doesn’t happen by accident. It comes down to the right systems and the right team. Clear communication. Fast answers. No chasing documents. That’s what allows investors to stay focused on the deal instead of the paperwork. This is the experience we aim to deliver every time. 📞 (855) 844-LOAN 📩 sales@newsilver.com #RealEstateInvesting #PrivateLending #FixAndFlip #RealEstateFinance

We are continuing to build out the next phase of growth at New Silver. Since 2018, New Silver has originated over $500M in business-purpose residential loans across fix and flip, DSCR, and ground up construction. The platform has been built around speed, discipline, and consistent credit performance. The next step is scaling the capital behind that origination engine. This allows us to continue enhancing product offerings for borrowers while improving the overall experience and outcomes for our investor partners. We are building out New Silver Capital as the investment arm of the platform, focused on expanding the income fund, establishing warehouse relationships, and developing institutional capital partnerships. Eric Wilson is leading the buildout of New Silver Capital. He brings over a decade of experience as a real estate principal, with $350M+ in acquisitions and development across 2,000+ multifamily units. With a strong foundation already in place, we see a clear path to increasing origination volume and expanding our capital markets capabilities. Learn more: https://lnkd.in/eusSKP92 #PrivateCredit #RealEstateFinance #CapitalMarkets #AlternativeInvestments #RealEstateInvesting

At the high end of the market, execution matters more than anything. This MA deal is a good example. A 126-year-old luxury property with a $1M+ renovation plan, backed by an investor who understands exactly how to reposition assets at this level. The conversation wasn’t about whether the deal made sense. It was about structuring financing around: • A large renovation scope • Strategic capital allocation • A clear plan already in place $2.38M funded at 9.5% Strong deals move forward when the structure supports the strategy. Collin Jordan sales@newsilver.com 855-844-LOAN #RealEstateInvesting #RealEstateFinance #LuxuryHomes

The way investors estimate rehab costs has changed forever. Most are still waiting days for contractor quotes — or worse, guessing and getting it wrong. These 4 AI tools give you accurate renovation budgets in minutes. Some work straight from a photo. 📸 Block Renovation Studio 🏠 House Remodel Cost 📋 Handoff AI 🧮 New Silver Renovation Calculator Go deeper on the numbers. Estimate costs room by room, model your ROI, and know your deal works before you commit. 👉 Try it free: https://lnkd.in/d_WjBFMK #RealEstateInvesting #FixAndFlip #RehabBudget #AITools

AI can make loans happen faster than ever... but can it earn a borrower’s trust? In his latest PrudentialCal article, New Silver CEO Kirill Bensonoff explores why trust is becoming the true differentiator in AI-driven real estate lending. While automation is useful, when deals get complex or fall outside the norm, investors still want a real person who understands the full picture. At the end of the day, lending isn’t just about approvals and process. It’s about partnership. Read the full piece: https://lnkd.in/ey-MRgAv

Our client recently walked away with $100K+ cash out. Here's how... We closed a DSCR cash-out refinance in The Hills, TX for a client who had used a hard money loan to fund renovations on their investment property. Most lenders would have qualified the loan using the appraiser's market rent estimate. We used the in-place lease rent, which was higher. That stronger income figure produced a better DSCR, which unlocked maximum loan proceeds. The result: hard money paid off. Renovation capital recovered. $100K+ walking out the door. Thanks Collin Jordan for getting this one closed. Ready to get your next deal financed? Get in touch with us:  sales@newsilver.com 855-844-LOAN #realestateinvesting #dscrloan #recentlyfunded

📣 Meet Damian Flynn — our newest Loan Advisor! Damian joins us with a strong foundation in sales, real estate, and financial services, along with hands-on experience in property management, banking, and site acquisition. He holds a BS in Business Administration (Marketing) with a minor in Green Real Estate & Sales, and is a licensed real estate salesperson — bringing both the knowledge and the drive to hit the ground running. Welcome aboard, Damian! #MeetTheTeam #NewHire #RealEstate