HIFI

EUR offramps are live on HIFI. Convert USD stablecoins to euros, settle to bank accounts across 41 countries in Europe via Circle Payments Network, with SEPA Instant settlement. Pay out EUR in minutes, 24/7. This adds to HIFI’s growing list of supported currencies, including USD, MXN, BRL, NGN, CNY, and HKD, with more local currencies on the way.

We're seeing quality card programs stalling due to capital constraints. Historically, receivables are financed through warehouse lines that are typically slow to set up, capped in size, and renegotiated every time a program grows past them. We're building a solution to this problem. Now with HIFI receivables settle as digital assets at origination, with investor capital drawing against each one programatically. The capital stack scales continuously with the book and not in step-functions. We're bringing this to market soon and looking for early design partners. If you're outpacing your current facility, feel free to reach out to me directly or you can learn more from the link in the comments.

Ourbit Exchange serves over 1 million users and clears $2B in daily spot volume. The exchange recently decided to move its treasury into Global Dollar Network’s USDG, a dual-regulated, bankruptcy-remote stablecoin. Converting a treasury of that size would not be straightforward. No OTC pool had the depth to move the position cleanly, and open market execution would risk material slippage. Alongside Paxos, HIFI built an automated pipeline for exactly this purpose. With one integration, institutions can convert large clips of stablecoins end to end with zero slippage and minimal counterparty risk.

Dfns brings rigorous wallet infrastructure to HIFI. HIFI brings stablecoin and bank rail connectivity to Dfns' Payouts and Payins APIs. Together, we offer developers a programmable layer for moving money on the internet.

For developers building financial applications, blockchains have unlocked instant, 24/7 settlement. Fiat onramps and offramps have been the lagging part, taking days to settle and bound by banking hours. Real-time payments change this. FedNow and RTP clear transfers in seconds, every day of the year. Together, onchain applications and real-time payments deliver a user experience that works regardless of the time or day. Through HIFI, developers connect to US real-time payment networks and onchain settlement through a single API. The fiat side moves as fast as the onchain side.

Mint stablecoins directly from your application. HIFI supports direct minting and redemption of stablecoins against USD, 1:1, with the issuer. Minting is available 24/7 and settles without market makers or OTC desks. Use it to automate treasury rebalancing, trigger minting from webhooks, and run offramps on your own schedule.

ACH batches and settles on a schedule. It supports debits, handles recurring billing, and processes billions of transactions a month. Wires settle same-day with no per-transaction cap. They're built for high-value, one-directional transfers. Real-time payments (via RTP & FedNow) settle in seconds, 24/7, including weekends and holidays. Each rail has different capabilities, different tradeoffs, and different ideal use cases. HIFI supports all of them, so your flows run through whichever system fits.

Access to dollar liquidity is a requirement for institutional workflows. As applications move onchain, they need to connect to existing liquidity while maintaining the conditions required for production financial systems. This includes interoperability across networks, native issuance of assets, and coordinated settlement across environments. HIFI simplifies how applications on Canton connect to USDC, supporting these requirements without introducing additional operational overhead. Learn more in the HIFI blog: https://lnkd.in/gBuiBpKZ

Developers can now bridge USDC between Ethereum and Canton Network without managing any cross-chain infrastructure. Circle's USDCx is a Canton-native stablecoin backed 1:1 by USDC. Minting it natively requires coordinating wallets across Ethereum and Canton, managing Circle's attestation flow, and tracking state through multiple async steps. HIFI reduces it to one API call. Submit a bridge request, get a quote with exact amounts and fees on both sides, accept to execute. Available now for teams building private settlement infrastructure on Canton.

On July 4, 2025, the RTP network processed $4.9 billion across over 1 million transactions in a single day. Banks were closed, but payments were moving. RTP transactions process instantly, 24/7. 42% of transactions take place overnight, on weekends, or during holidays. For developers building payment flows, that means accounts fund instantly on the way in and dollars land in seconds on the way out. HIFI supports RTP and FedNow for instant settlement, any time.