Partners

Real Estate Agents

Downsizer unlocks a whole segment of buyers who feel they are unable to move without selling first. With the Downsizer Bond they can buy now and sell their current home later - and with aligned settlement dates, move directly into their new home. It's that easy!

Get your free demo

Why partner with Downsizer?

The faster way to sell

Access a pool of 1.9 million asset-rich downsizers looking for their next home - without the need for a traditional cash deposit.

Downsizer offers a unique solution that streamlines the sales process, expands your pipeline, and creates collaborative marketing opportunities. Empower your prospective buyers to move forward with confidence, especially if they need to sell before they buy.

Plus - you could earn a $750 referral fee in the form of a digital pre-paid MasterCard for every successful long-term bond sale transaction!

"I am truly excited at the possibilities of this innovative product and see many benefits and huge potential for Downsizer"

– Shane Vincent, Belle Randwick

Get your free demo

Understand your buyers

Knowledge is power and data is knowledge.

Downsizer captures and aggregates crucial anonymised data on a micro and macro level, at every stage of the process, to the benefit of all parties. So, what does this mean?

Developers get the early inside track on key suburbs where demand is likely to spike, to make the best possible decision about what and where to build.
Estate agencies can focus sales efforts on fully qualified and motivated downsizer purchasers
Developers are better equipped to anticipate the needs of downsizers proactively – not years later.

New South Wales

Potential downsizers:: 339K with 66% planning on buying in the next 24 months
Proportion Age 60-70:: 70%
Percentage that wholly own their property:: 24%
Average equity release:: $436K
Most sought after by volume:: Newcastle and Lake Macquarie - 27,820 (200K equity release)
Highest equity release:: Sydney - Eastern Suburbs - 6,490 (1.67 Mn equity release)

Victoria

Potential downsizers:: 317K with 66% planning on buying in the next 24 months
Proportion Age 60-70:: 69%
Percentage that wholly own their property:: 23%
Average equity release:: $284K
Most sought after by volume:: Melbourne - South East - 37,890 (370K equity release)
Highest equity release:: Melbourne - Inner South - 15,050 (750K equity release)

Queensland

Potential downsizers:: 197K with 66% planning on buying in the next 24 months
Proportion Age 60-70:: 69%
Percentage that wholly own their property:: 24%
Average equity release:: $223K
Most sought after by volume:: Gold Coast - 22,330 (380K equity release)
Highest equity release:: Sunshine Coast - 14,480 (420K equity release)

Australian Capital Territory

Potential downsizers:: 21K with 67% planning on buying in the next 24 months
Proportion Age 60-70:: 70%
Percentage that wholly own their property:: 21%
Average equity release:: $255K
Most sought after by volume:: Canberra - 6,380 (310K equity release)
Highest equity release:: Canberra - 6,380 (310K equity release)

South Australia

Potential downsizers:: 92K with 66% planning on buying in the next 24 months
Proportion Age 60-70:: 68%
Percentage that wholly own their property:: 23%
Average equity release:: $171K
Most sought after by volume:: Adelaide - North - 21,610 (140K equity release)
Highest equity release:: Adelaide - Central and Hills - 10,240 (290K equity release)

Western Australia

Potential downsizers:: 108K with 66% planning on buying in the next 24 months
Proportion Age 60-70:: 69%
Percentage that wholly own their property:: 24%
Average equity release:: $364K
Most sought after by volume:: Perth North West - 28,420 (410K equity release)
Highest equity release:: Perth Inner - 3,450 (960K equity release)

Northern Territory

Potential downsizers:: 16K with 67% planning on buying in the next 24 months
Proportion Age 60-70:: 68%
Percentage that wholly own their property:: 26%
Average equity release:: $173K
Most sought after by volume:: Darwin - 4,040 (310K equity release)
Highest equity release:: Darwin - 4,040 (310K equity release)

Tasmania

Potential downsizers:: 21K with 67% planning on buying in the next 24 months
Proportion Age 60-70:: 68%
Percentage that wholly own their property:: 23%
Average equity release:: $140K
Most sought after by volume:: Hobart - 12,110 (200K equity release)
Highest equity release:: Hobart - 12,110 (200K equity release)

Frequently Asked Questions

View all FAQs

Deposit Power, a subsidiary of the HDI Global Specialty SE, guarantees the bond. HDI Global Specialty SE is a specialty lines insurer. It is owned by HDI Global SE, part of the Talanx Group. HDI Global Specialty’s focus is on writing agency and specialty insurance business with operations in 9 locations and access to a global network of more than 150 countries through the HDI Global SE network. To ensure a local, timely, and independent claim process, HDI Global Specialty SE established a custodian fund with Perpetual Corporate Trust Ltd (Perpetual) to be used solely for the payment of deposit bond claims. As the Authorised Manager of the Guarantor, Deposit Power is authorised to accept, assess, and instruct Perpetual to pay valid claims. Authorised staff at Deposit Power have sole authority to instruct Perpetual to make payment. Such authority to instruct Perpetual is made independently of and without reference to Lombard.

Downsizer offers a new, secure, and cost-effective way to buy property with zero cash deposit and without having to sell first. We streamline the process by using equity in existing property assets to help secure the new home. If buyers have sufficient net equity in their property assets, they could be eligible for a Downsizer deposit bond which is a cash deposit replacement and the full purchase price is paid at settlement.

The bond fee is variable and can sometimes be paid by the developer on a new build or otherwise by the purchaser, the vendor or split between the two on an existing property. A transaction fee of $1,500 applies to all long-term bonds. This is payable by the purchaser following bond issuance.

Deposit bonds are legally valid and available in all states and territories in Australia and widely accepted as a cash deposit substitute. DP Bonds Pty Ltd (Deposit Power) has been issuing deposit bonds in Australia for over 30 years and our product is very familiar and acceptable to estate agents, solicitors, conveyancers, and sellers (vendors).

Deposit Power, a subsidiary of the HDI Global Specialty SE, guarantees the bond. Bonds issued by Deposit Power have an S&P (Standard & Poors) A+ rating which means it is financially secure and those using the Downsizer deposit bond can feel safe that they are using a globally rated business. The payor is Perpetual Corporate Trust Ltd (ABN 99 000 341 533).

If the purchaser defaults under the terms of the contract of sale, the vendor will be entitled to make a claim on the deposit bond upto the bond amount. The claim is assessed by DP Bonds Pty Ltd (Deposit Power) as Authorised Manager for the Guarantor, and if valid, payment is made to the deposit holder noted in the contract of sale through Perpetual Corporate Trust Ltd. Deposit Power will then seek to recover the deposit amount from the purchaser.

Downsizer demos are quick, personalised and obligation-free.

Book your free demo

Get in touch

Find out more about how Downsizer can help you and your business. Enter your details below, and a member of our team will contact you.