Zilch

What does Bank Holiday shopping behaviour really look like? Our latest Zilch transaction analysis shows: 🥬 Grocery spend peaks on Friday 🪚 Home & DIY often peaks on Saturday 🛒 Grocery spend on Zilch hit £1.7m the Friday before the 2025 Bank Holiday 📈 Home & DIY saw uplifts of 14% in 2025, 12% in 2024, and 40% in 2023 The takeaway from Andreas Andreou: this is a high-intent retail moment – but different categories require different timing.

Champions 🏆 Great to see plenty of happy Gunners at Zilch HQ today after they were confirmed as Premier League winners 🥳 When we became Arsenal's Official Way to Pay, we knew we were partnering with the best in the business. From our Clean Sheets campaign, to this week's Share the Love activation with Viktor Gyokeres on Instagram (see comments below), knowing Zilch has been part of the journey is a special feeling 💚 To everyone at Arsenal Football Club – congratulations on an extraordinary season. You've earned every bit of it. And with the Champions League final just 10 days away – we're not done yet!

Great to chat to Grant Evans and Dwayne Gefferie at the FTT Embedded Finance & Super Apps event this week!

🎙️ New podcast out today Sean Hederman joined The Payments Shed Podcast earlier this week for a discussion on his CTO mindset, the transformation of loyalty in retail, and much more with Grant Evans and Dwayne Gefferie. Make sure to stick around to the end of the episode to find out what Sean put on the fintech 'shelf of shame' 🫣 ⤵️ Links to listen in the comments

Visa, Zilch and Thredd are working together to bring Visa Flexible Credential to cardholders in the UK - enabling more choice through one simple card experience. Learn more: https://lnkd.in/eAWMPh9r

Same Zilch card, more ways to pay 💡   We've partnered with Visa and Thredd to bring Visa Flexible Credential to our UK customers. No extra cards or steps, just smarter payment options sitting behind the same single-card experience.   💬 Sean Hederman, Zilch CTO, said: "Our work with Thredd and Visa creates better outcomes for users and merchants by intelligently routing backend processes that enhance the Zilch experience for customers." Hear more from Sean, Jim McCarthy, and Mathieu Altwegg in Thredd's press release in their post ⤵︎

Awards are never the goal. Building something genuinely useful for customers is. Which is why being named Business Innovation of the Year at the British Business Awards means so much to us, especially alongside some of Britain’s most respected companies, less than six years after launch. 🏆 The awards were held in Edinburgh, hosted by Rob Brydon MBE and Elaine C. Smith, with George Clooney in conversation and Sir Bob Geldof opening the evening - a night that matched the calibre of the companies in the room. Winners were selected from 150 businesses by an incredible judging panel including Alan Jope, former Global CEO of Unilever, and Emma Crystal of Coutts, evaluated across performance, innovation, customer impact and economic contribution. Congratulations to all the winners on the night, including AstraZeneca, Octopus Energy and Greg Jackson who took both Technology Company and Business Leader of the Year, Vanguard, ScottishPower, Sodexo and Warburtons - brilliant companies doing brilliant things. Being recognised in that field, in that room, means a great deal to us. It reflects the work of an incredible team building something we genuinely believe in; “a smarter, fairer and more intelligent way for people to spend and manage their money.” Six million customers are with us on that journey. This recognition keeps us focused on what comes next. #BritishBusinessAwards #BusinessInnovation #Fintech

At our UK Fintech Week roundtable, Nikhil Rathi from the Financial Conduct Authority highlighted the scale of what’s ahead - from AI solving previously unsolvable problems, to the role of smart data, digitisation, and emerging technologies like tokenisation and stablecoins.   The message was clear: UK fintech has a critical role to play in tackling some of the biggest challenges in financial services today.   #UKFintechWeek #Fintech #Innovation #AI