FinTech Futures

At the FinovateSpring 2026 conference in San Diego, FinTech Futures caught up with Gary Fan, chief operations officer at Royal Business Bank, to explore how community banks are evolving in the face of heightened competition. Watch the video below to learn more about: 🌐 The biggest challenges community banks face when trying to innovate and accelerate digital transformation 🤝 His approach to identifying potential acquisition opportunities as the chief operations officer 👩💻 How community banks can serve tech-savvy younger generations without losing the trust and loyalty of older customers 🏦 Projects and initiatives on the horizon at Royal Business Bank 📺 Watch here ➡️ https://lnkd.in/evpCnphD #BankingTech #RetailBanking Finovate

Standard Chartered has further bolstered its executive leadership team by appointing Tanuj Kapilashrami as group chief operating officer (COO), effective immediately. Prior to Standard Chartered, Kapilashrami, who also currently serves as a non-executive director at Sainsbury's and Asia House, spent over 17 years at HSBC, working across roles in Singapore, India, the UAE, Hong Kong, and the UK. Her tenure there culminated in the position of group general manager, head of HR EMEA, global IT and operations, and international management. As Standard Chartered's COO, Kapilashrami will oversee the bank's strategy and group-wide transformation initiatives, reporting directly to chief executive Bill Winters. Cameron Emanuel-Burns reports ⬇️ https://lnkd.in/e956_XZT #BankingTech

US-headquartered fintech NMI is developing its flagship embedded payments platform beyond payment acceptance to include bank‑payment rails and enhanced money movement infrastructure through the acquisition of account‑to‑account (A2A) payments provider Dwolla. The financial terms of the deal have not been disclosed. According to a statement on the purchase: "The addition of Dwolla technology integrates further payment acceptance, orchestration and money movement capabilities into NMI's white-labeled, embedded payments platform", which already spans merchant onboarding, acceptance, and lifecycle management. The buyout includes contracts with 400+ Dwolla customers and will see approximately 60 Dwolla employees join NMI. Notably, Dave Glaser, who has served as CEO of Dwolla since September 2023, will move to become chief operating officer, serving under new NMI CEO Steve Pinado. The combined business will process "close to $700 billion in annual transaction volume", the NMI statement continues. Read the full story by Tyler Pathe here ⬇️ https://lnkd.in/exWkDQfx #MandA #EmbeddedFinance

AI is not yet fundamentally changing how private equity firms choose investments. It is changing how they operate them, and that distinction matters far more in the current market. Processes that once depended on fragmented spreadsheets and delayed reporting cycles can now deliver continuous visibility, enabling earlier insight into liquidity, working capital, and emerging performance variance. The next phase of private equity performance will be driven by operational intelligence. Firms with stronger operational infrastructure are likely to outperform those relying mainly on traditional financial engineering. The real shift is underway: AI is becoming enterprise infrastructure, not just a technology trend. Read the full article by John Martin to explore how AI is reshaping private equity operations: https://lnkd.in/e9RnhGhH #AI #FinTech #VCFunding

Are you looking for a powerful way to connect with your target audience? Partnering with FinTech Futures for a webinar is your opportunity to showcase expertise, engage decision-makers, and deliver valuable insights, while we handle the heavy lifting. With an average of 250+ registrations per webinar, this is a prime opportunity to engage with the right people in fintech. Our audience includes 62% from banks and 59% in senior roles such as VP, Director, Head of, or C-level executives, ensuring you’re connecting with the decision-makers who matter most. Reasons to host a webinar with us: - Generate targeted qualified leads - Position yourself as an industry leader - Raise brand awareness and engage with your target audience - A chance to introduce new products and gather feedback We're always looking for new speakers and companies to collaborate with. Ready to position your brand as a leader? Register your interest: https://bit.ly/4uUwFZQ #FinTech #FinTechMarketing #FinTechSolutions

Economic uncertainty is rising, and finance leaders hold the key to stability. Join us for this exclusive panel discussion where industry experts and thought leaders will dive into the evolving landscape of financial management, sharing actionable insights and strategies to empower finance professionals to navigate uncertainties and drive growth. Tune in to learn: 💰 How integrated financial solutions help thrive in today's economy 📊 Why real-time cash visibility drives smarter proactive decisions ☁️ Ways cloud solutions transform compliance, liquidity, and planning 🌍 The importance of agility and resilience in handling unpredictability 🔍 How advanced tools shape investment, debt, and strategy decisions 📅 Date: 23 June 2026 | ⏰ Time: 13:00 PM BST | 👉 Register now: https://bit.ly/3R0uqpd Sponsored by Lucanet #FinTech #FinancialPlanning

Abu Dhabi-based Islamic digital banking group Mal has been granted in-principle regulatory approval to establish a licensed bank by the Central Bank of The UAE (CBUAE). In a statement announcing the news, Mal states: "Mal Bank will operate through the wider Mal Group ecosystem, spanning banking, wealth, payments, and embedded finance, targeting the $7 trillion Islamic finance space." By obtaining the in-principle approval from CBUAE, Mal claims that the UAE has become "the first market globally to grant in-principle regulatory approval to an AI-native digital banking platform". Francis Bignell reports ⬇️ https://lnkd.in/eJcxvw3P #RegulatoryAction #DigitalBanking

Australian paytech Monoova has announced that company co-founder Christian Westerlind Wigstrom will be stepping down from his role as CEO, with former Cuscal Limited exec Bianca Bates appointed as his successor. The company says that its chair, Robert Bell, will assume the leadership role on an interim basis until 1 July, when Bates will take over full-time. Announcing his departure on LinkedIn, Westerlind Wigstrom says that he will support Bell as an advisor before Bates' arrival in July. Looking to the future, he adds that he is "going to spend time with family and plan my next move". Francis Bignell reports ⬇️ https://lnkd.in/eqn_xh3A #Payments #PayTech

JPMorganChase has officially launched its digital consumer banking offering, Chase, in Germany, debuting a fee-free digital savings account. The launch follows the US financial institution's announcement last September of its planned entry into the German market. Daniel Llano Manibardo, formerly a regional executive at ING, has been appointed to lead Chase's operations in Germany. With the new product, Manibardo states Chase aims to tap into the "strong savings culture in Germany", which he believes has "significant untapped potential". Read the full story by Cameron Emanuel-Burns here ⬇️ https://lnkd.in/exfrDq-H #DigitalBanking #BankingTech

Payment infrastructure platform Primer has raised $100 million in Series C funding and is now "doubling down on its investment in AI capabilities", according to a company statement, amid renewed expansion plans for the US market. The company says the round was oversubscribed and received "continued backing from all existing investors", led by public venture capital firm Sofina with support from Balderton, Accel, ICONIQ Growth, Tencent, and Speedinvest, while Peak XV Partners also participated. While not revealing its updated valuation, Primer has earmarked this latest fundraise to power two specific enhancements to its company operations. Tyler Pathe reports ⬇️ https://lnkd.in/eYwhXDts #VCFunding #Payments #PayTech