DECTA

Payments are never just about payments. At Payments Innovation Day 2026 - Public Sector Payments Edition, our Payments Innovation Forum UK CEO and Chair member, Scott Dawson, had the honour of opening the event with a reminder that behind every payment system are real people relying on it every day. Alongside the conversations on stage, Sandeep Haer was there representing DECTA and continuing the discussions around innovation, accessibility, and the future of public sector payments. A strong event filled with practical insights, meaningful dialogue, and a reminder that great payment systems should always be built with people in mind. #Payments #Fintech #PublicSector #Innovation #DECTA

While our calendar was already packed, part of the team headed to 🇨🇿 Prague for Fintech Roadmap. The event delivered exactly what the region needed: the right crowd, solid content, and no filler. Major banks, key fintech players, and regulators all in the room. Decta had a full day on stage. Our very unique Gabriel Stefanak handled the a keynote on the future of ecommerce and joined a panel discussion called 'Building blocks for Fintech'. Simon Koci moderated a side event he's already calling the highlight of the conference 😄. The region is moving ahead and increasingly it's moving on Decta infrastructure. Thank you to the Fintech Roadmap team for helping that happen! 🤝

As promised, more from Baltic Fintech Days 2026. 📸 Behind every great event are the people who make it worth showing up at. Always good to be in the room with this crowd. With Árpád Néveri Sharlote Leikuma Anna Yanchenko Kristīna Kalniņa

Baltic Fintech Days, the largest fintech event in the region we're proud to be a part of. 🇱🇻 BFD'2026 brought together 1,000+ fintech professionals, speakers, and some of the sharpest minds in European payments under one roof at Hanzas Perons in Riga. We sponsored, we had a stand, we caught up with industry peers and partners. Our own Sharlote Leikuma took the stage to share her perspective on the future of cross-border payments. The kind of conversation this industry needs. Thank you to the Baltic Fintech Days team for building an event that consistently raises the bar. See you next year. 🤝 More photos coming soon. 📸 With Sharlote Leikuma Santa Kirsbauma Sanita Jaundžeikare Árpád Néveri Kristīna Kalniņa

$50 MILLION. That's the transaction volume threshold below which building your own payment infrastructure almost always costs more than buying it. Most teams learn this 18 months too late… The math is fierce: 🔨 Build in-house: 12 to 24+ months, plus licensing, PCI-DSS, and scheme certification ⚡ Buy or partner: 2 to 4 months, compliance baked into go-live DECTA's Acquirer Processing plugs you into certified Visa, Mastercard, and UnionPay infrastructure in as little as 2 months, with fraud management and a merchant management API built in. See the full cost, risk, and speed breakdown: https://lnkd.in/dNQKxhdd #Fintech #PaymentProcessing #BuildVsBuy

Switching a payment processor isn't ONE migration. It's three: integration protocols, tokenization vaults, and card scheme certifications. Most founders discover this the day they try to leave 🔒 Open standards from day one change the math. DECTA runs on REST APIs and ISO 8583, with network-anchored tokens via that move WITH your cardholders. Lock-in isn't a contract clause. It's an architecture choice... Learn how to avoid all three layers of lock-in before you sign 👉 https://lnkd.in/ddHbTJge

3 YEARS. That's how long it takes the average company to process its first live transaction after applying for a card acquiring license. It's not just the wait, it's the sequence. You can't apply for scheme membership until your license is approved. You can't build technical systems until Visa or Mastercard signs off. Every delay is compounded. The SMARTER move: partner with a certified processor. 🔧 DECTA's Acquirer Processing connects you to Mastercard, Visa, and UnionPay infrastructure and gets you live in as little as 2 months. Validate your product first. Own the stack later. Full breakdown of both paths and how to choose: https://lnkd.in/dEtGN9bh 

False declines cost merchants MORE revenue than actual fraud. Your bank approves the transaction. Your acquirer's filters block it anyway. The customer leaves. You never know it happened. This is a HIDDEN leak in ecommerce payment stacks, caused by blunt, one-size-fits-all fraud rules. The smarter path: rule-based fraud management you control. DECTA's acquiring infrastructure lets merchants set their own approval conditions, apply 3DS2 exemptions on low-risk transactions, and reduce friction without dropping your guard. Less false friction. More completed checkouts 🎯 Full breakdown of how ecommerce payments actually work: https://lnkd.in/dndRsmPv #Ecommerce #PaymentProcessing #Fintech

Most fintech founders waste 18 months building the wrong acquiring model. Not the wrong product. The wrong ENTRY POINT. Three paths exist, and your choice locks in your launch date: 1️⃣ Technical service provider: 3–6 months 2️⃣ PI/EMI with third-party processing: 12–18 months 3️⃣ Full principal acquirer: 2–3+ years The fastest founders don't build everything from scratch. They plug into existing infrastructure and own the merchant relationships and let someone else own the headache of the scheme membership. That's exactly what acquirer processing platforms like DECTA are built for: certified Visa/Mastercard/UnionPay processing, fraud management, and a merchant management API bypassing the three-year build. Find what works for you and DECTA’s role: https://lnkd.in/dzuu-t29 #PaymentProcessing #Fintech #CardAcquiring

Scott Dawson, Maicon Caltiano and Chris Taylor are at the Payments Leaders' Summit today and tomorrow, representing DECTA. We’re proud to continue our sponsorship and be part of the conversations with leaders shaping the future of payments. If you’re there, you’ll find at least one of us - come say hello. #PaymentsLeadersSummit #Payments #Fintech #DECTA