N26 Group

𝗡𝟮𝟲 𝘀𝘁𝗿𝗲𝗻𝗴𝘁𝗵𝗲𝗻𝘀 𝗶𝘁𝘀 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 𝗧𝗲𝗮𝗺 We are pleased to share two executive appointments that mark an important step in strengthening N26’s leadership team as we continue our journey to build Europe’s leading digital bank. Aytac Aydin will be joining N26 as Chief Operating Officer and Managing Director of N26 SE and N26 Bank SE. In his new role, he will lead N26’s Technology, Operations, and Legal functions, with a focus on scalable, resilient infrastructure to support continued growth. Aytac comes from Oldenburgische Landesbank, where he most recently held the role of Chief Operating Officer and Head of Retail and SME Banking, bringing extensive experience in banking and a strong track record in large-scale international transformation. We are also happy to share that Daniel Lappas has been appointed Chief Product and Business Officer. Since joining N26 in 2022, Daniel has been instrumental in advancing our commercial agenda and supporting our growth path. In his expanded role, he will additionally take on responsibility for the Product division, aligning product development and business strategy more closely within a unified structure. Both appointments will take effect on 15 July 2026. Please join us in welcoming Aytac Aydin and congratulating Daniel Lappas on their new roles.

𝗪𝗲’𝗿𝗲 𝗲𝘅𝗽𝗮𝗻𝗱𝗶𝗻𝗴 𝗼𝘂𝗿 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗼𝗳𝗳𝗲𝗿𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝘁𝗵𝗲 𝗹𝗮𝘂𝗻𝗰𝗵 𝗼𝗳 𝘁𝗵𝗲 𝗙𝗹𝗲𝘅𝗶𝗯𝗹𝗲 𝗖𝗮𝘀𝗵 𝗙𝘂𝗻𝗱. Designed for customers looking for potential yield opportunities with simplicity and flexibility, the new fund gives access to money market instruments directly within the N26 app – complementing Stocks & ETFs and Crypto. Key highlights: - Higher target returns with moderate risk - Entry from just €1 - Flexible deposits and withdrawals with no transaction fees or restrictions - Diversified exposure to high-quality short-term money market instruments - Daily accrual with transparent portfolio development The Flexible Cash Fund is now available to new and existing N26 Metal customers in multiple European markets, including Austria, Germany, France, Spain, and more. More ways to manage, grow, and diversify your money – all in one app. As always, investing involves risk of financial loss, and past performance is not a reliable indicator of future results. Find more information about this in the comment section.

🎉 €𝟭 𝗯𝗶𝗹𝗹𝗶𝗼𝗻 𝗶𝗻 𝗮𝘀𝘀𝗲𝘁𝘀 𝘂𝗻𝗱𝗲𝗿 𝗰𝘂𝘀𝘁𝗼𝗱𝘆 🎉 This month, we reached a major milestone: our customers now hold over €1 billion in securities and crypto with N26. Over the past few years, we’ve been building an investment experience that’s simple, intuitive, and accessible to millions of Europeans: - 2023: Launch of cryptocurrency trading - 2024: Launch of stocks and ETFs, and introduction of ready-made funds - 2025: Addition of ETCs and launch of PEA investment accounts in France Today, our customers can choose from 400+ cryptocurrencies and 5,000+ stocks, ETFs, funds, and ETCs – right in their banking app and starting from €1. With some exciting product launches already planned for 2026, we’re just getting started! Investing involves risk of financial loss #N26 #LoveYourBank

𝗚𝗲𝗻 𝗭 𝗻𝗼𝘄 𝗺𝗮𝗸𝗲𝘀 𝘂𝗽 𝗻𝗲𝗮𝗿𝗹𝘆 𝗼𝗻𝗲 𝗶𝗻 𝘁𝗵𝗿𝗲𝗲 𝗶𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀 𝗼𝗻 𝘁𝗵𝗲 𝗡𝟮𝟲 𝗽𝗹𝗮𝘁𝗳𝗼𝗿𝗺. Market volatility continues to reshape how Europeans approach money. Our recent data shows that retail investing accelerated across Europe in 2025, driven by a wave of first-time and Gen Z (aged 18-29) investors: The number of Gen Z customers investing in ETFs and stocks increased by 120%, more than doubling over the course of 2025. Gen Z now represents approximately 30% of all equity investors on the N26 platform. As Akash Kedia, Product Director at N26, explains: “What we’re seeing is not short-term speculation, but the early formation of long-term investing habits that can contribute to greater financial empowerment and engagement with capital markets over time.” By embedding trading into a mobile-first banking experience, we aim to make investing more accessible and transparent. The data points to a widening of financial inclusion, with Gen Z and younger millennials helping to reshape Europe’s historically savings-led financial culture into one that embraces long-term investment participation. For more information on the data, please look into the comments. #N26 #GenZ #RetailInvesting #FinancialEmpowerment #DigitalBank

𝗧𝗿𝗮𝘃𝗲𝗹 𝘀𝗲𝗮𝘀𝗼𝗻 𝗶𝘀 𝗵𝗲𝗿𝗲 – 𝗮𝗻𝗱 𝘆𝗼𝘂𝗿 𝗯𝗮𝗻𝗸 𝘀𝗵𝗼𝘂𝗹𝗱 𝗸𝗲𝗲𝗽 𝘂𝗽. Whether you're hopping between cities or finally taking that long-haul trip, N26 is built to travel with you: 🚫 No foreign exchange or ATM fees – spend in any currency, pay only what it costs. 🛫 Airport lounge access – added comfort on-demand, straight in the app. 📱 Travel eSIM – stay connected abroad without unexpected data roaming bills. 🛡️ Travel insurance – so you’re covered in case circumstances change. Plan smarter, spend less, stress never. Your next trip starts in the N26 app.

✨ 𝗧𝗵𝗿𝗲𝗲 𝗻𝗲𝘄 𝗺𝗮𝗿𝗸𝗲𝘁𝘀, 𝗼𝗻𝗲 𝗺𝗶𝘀𝘀𝗶𝗼𝗻: 𝗘𝗮𝗿𝗹𝘆 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗰𝗼𝗻𝗳𝗶𝗱𝗲𝗻𝗰𝗲 ✨ N26 for under 18s is growing! It’s now also available in Belgium, Slovakia, and the Netherlands for kids and teens aged 7 to 17. It’s a safe way to teach smart money habits early on with a debit card designed for today’s cashless world. Parents set the rules with automated allowances, spending controls, and tailored notifications. Kids get a card they love, with seven designs to choose from. Learn more 👉 n26.com/en-eu/under-18s

𝗔 𝗻𝗲𝘄 𝗰𝗵𝗮𝗽𝘁𝗲𝗿 𝗯𝗲𝗴𝗶𝗻𝘀 𝗮𝘁 𝗡𝟮𝟲 🚀 We're thrilled to officially welcome Mike Dargan to the team as our new CEO. Welcome to the team, Mike! We're ready to get to work. Let's go! #N26 #DigitalBanking

𝗢𝗻𝗲 𝗽𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼. 𝗠𝘂𝗹𝘁𝗶𝗽𝗹𝗲 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗲𝘀. As your investments grow, keeping a clear overview of all your assets is key. With our new portfolio groups, you can now group your stocks, ETFs, and crypto coins together — in any way that works for you. ✅ sort assets by strategies, themes, or risk level ✅ separate long‑term investments from short‑term plans ✅ track the performance of every group at a glance 👉 Check out portfolio groups in your N26 app. Investing involves risk of financial loss. #N26 #LoveYourBank

𝟳𝟱% 𝗼𝗳 𝘄𝗼𝗺𝗲𝗻 𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝗼𝗻 𝘁𝗵𝗲 𝗡𝟮𝟲 𝗽𝗹𝗮𝘁𝗳𝗼𝗿𝗺 𝗶𝗻 𝟮𝟬𝟮𝟱 𝘄𝗲𝗿𝗲 𝗳𝗶𝗿𝘀𝘁-𝘁𝗶𝗺𝗲 𝗶𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀 International Women’s Day may be over, but advancing women’s financial participation should be a focus all year round. New data from N26 highlights an encouraging shift in how women are engaging with investing. In 2025, 3 out of 4 women who invested in stocks or ETFs on the N26 platform did so for the very first time*. As Ausra Cesnaite, Director of Business at N26, explains: “More and more women are actively engaging with financial topics. The momentum we observed during volatile market phases underlines sustained interest in long-term wealth building.” These developments highlight increasing momentum around financial empowerment and participation in capital markets among women – an important step toward closing the investment gap. *Data Note: Based on voluntary responses to an in-app survey among active female N26 investment users in Germany who placed their first investment order in 2025.

🌍 𝗠𝗼𝗿𝗲 𝗰𝗼𝗺𝗺𝗼𝗱𝗶𝘁𝗶𝗲𝘀. 𝗠𝗼𝗿𝗲 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀. 🌍 After launching precious metals last month, we’re continuing to grow our range of exchange-traded commodities. N26 customers can now invest in six new ETCs – including oil, copper, and cotton. With every asset we add, we’re giving millions of Europeans more ways to build a balanced investment portfolio – right in their banking app. As always, remember that investing involves risk of financial loss. 👉 Explore our full range of ETCs in the app. #N26 #LoveYourBank