External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers. Applying through any other source may prevent Prosperity from receiving your application.
Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.
Prosperity Bank is an Equal Opportunity Employer.
POSITION PURPOSE
To review, process, fund, or on-board loans, i.e.: consumer non-real estate, consumer mortgage, commercial real estate, commercial & industrial, oil & gas, agriculture, and SBA.
Review loan documents for lien perfection.
On-board promissory note per loan document including tracking for recordings, update documents as needed, process payments as needed, and
Reconcile, create tickets or keyboard post all general ledger transactions.
Email communications as needed to lending staff.
PERFORMANCE MEASUREMENTS
Loans are reviewed and approved in accordance with applicable legal, regulatory, and loan policy requirements and with established policies and procedures.
Professional business relations exist with Bank personnel. Assistance is provided as needed.
Required documentation is complete and accurate.
Maintains service level agreements.
Management is appropriately informed of area activities. Reports are complete and timely.
Qualifications
EDUCATION/CERTIFICATION:
High School graduate or equivalent; associate or bachelor’s degree is preferred.
Required Knowledge
Loan Document & Real Estate Documentation
Experience Required
Time Management Skills a must; Prior experience in a financial institution helpful
Hiring Range Guidance
Experience in credit, loan servicing or administration operations covering 3+ years’ experience in loan covenant perfection, borrowing base calculations, DTI and LVT ratio calculations with an emphasis of complex commercial and industrial documentation.
Physical Activities And Requirements Of This Position
Talking: Especially where one must frequently convey detailed or important instructions or
ideas accurately, loudly, or quickly.
Average Hearing: Able to hear average or normal conversations and receive ordinary information.
Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or
fingers.
Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or
products, or operate machinery.
Physical Strength: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force
occasionally. (Almost all office jobs.)
WORKING CONDITIONS
None: No hazardous or significantly unpleasant conditions (such as in a typical office).
Mental Activities And Requirements Of This Position
Reasoning Ability: Ability to deal with a variety of variables under only limited standardization.
Able to interpret various instructions.
Mathematics Ability: Ability to compute financial ratios, cash flow and debt service.
Language Ability: Ability to read a variety of books, magazines, and instruction manuals.
Ability to prepare memos, internal loan applications, and reports, using proper
punctuation, spelling, and grammar.
Ability to communicate distinctly with appropriate pauses and emphasis, correct
pronunciation (or sign equivalent), and variation in word order using present,
perfect, and future tenses.
Monday - Friday: 8:00AM - 5:00PM
40 hours
Seniority level
Entry level
Employment type
Internship
Job function
Finance and Sales
Industries
Banking
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