Government Mortgage Underwriter

About the Company

Mega Capital Funding Inc. established in 1998, is a Fannie Mae Seller/Servicer, FHA Mortgagee, and a USDA National Lender specializing in Conventional, FHA and niche Residential Mortgage Products. We offer one of the most diversified loan product portfolios in the Mortgage Banking Industry, while recently being referred to as one of the Nation’s fastest growing Mortgage Lenders.

About the Role

We now have an excellent opportunity for an onsite Sr. FHA Mortgage Underwriter.

Responsibilities

• Responsible for underwriting Government mortgages and establishing conditions to meet both HUD and investor guidelines.
• Ability to make timely, accurate decisions on all FHA transactions.
• Evaluate risk and ensure the quality of each loan.
• Communicate requirements and/or decisions on all loan files.
• Analyze and issue credit decisions.
• Review and make informed decisions on financial statements, credit reports and applicable ratios (i.e. DTI and LTV).
• Ensure documents are consistent and compliant.
• Assist with restructuring of loans based on lending guidelines.
• Communicate effectively with internal staff to maintain high level of customer service.

Qualifications

• 5 years of recent FHA & Conventional mortgage underwriting experience with strong agency guideline knowledge.
• Proficiency with automated underwriting tools.
• Ability to work in fast-paced, fluid environment and be held to minimum production standards.
• High integrity and outstanding work ethic is a must.
• Must have strong computer skills; proficient in Microsoft Word, Excel and Outlook.
• Must be able to commute daily to corporate Calabasas, CA office.

Required Skills

• CHUM ID required license or certification.

Preferred Skills

• None specified.

Pay range and compensation package

Not specified.

Equal Opportunity Statement

Mega Capital Funding Inc. is committed to diversity and inclusivity in the workplace.