Chief Credit Officer

POSITION: Chief Credit Officer (CCO)

LOCATION: Florida

We’re seeking a Chief Credit Officer to be responsible for overseeing the credit risk management and lending operations of the bank. You'll ensure that the bank's credit policies and procedures are effectively implemented to maintain a high-quality loan portfolio while supporting the bank's growth objectives. This role involves strategic planning, leadership, and collaboration with other senior executives to achieve the bank's financial goals.

RESPONSIBILITIES:

• Develop and implement comprehensive credit risk management strategies.
• Minimize potential losses and ensure compliance with regulatory requirements.
• Oversee the bank's loan portfolio ensuring proper diversification and risk mitigation.
• Create, review, and update credit policies and procedures.
• Lead the credit approval process.
• Manage/mentor the credit team, fostering a culture of excellence, accountability, and continuous improvement.
• Collaborate with all stakeholders to support the bank's mission and objectives.
• Contribute to the bank's strategic planning process.
• Ensure adherence to all relevant banking regulations and guidelines.
• Provide regular reports and analysis to executives and board of directors on the performance and risk profile of the loan portfolio.

REQUIREMENTS:

• Bachelor’s degree in Business, Finance or related field.
• 10+ years of experience in Credit Operations and Commercial Lending. Preferably at a community bank.
• 5+ years of experience leading diverse teams including staff and middle management.
• Ability to direct, grow and develop teams and individuals.