Personal finance should be as easy as a text message 📲 Uphold CEO Simon McLoughlin Simon McLoughlin breaks down why Gen Z is moving away from traditional banking and toward on-chain experiences.
Uphold
Financial Services
New York, New York 29,627 followers
Discover, trade and pay in crypto better.
About us
Founded in 2013, Uphold is a digital wallet and trading platform that makes cryptocurrencies and other assets affordable and accessible for everyone. We provide borderless access to financial services you can’t get through your bank. Covering over 300 assets, we allow both consumers and businesses to easily transact between digital and traditional currencies, with full integration between old and new money systems. The Uphold Mobile App features our ‘Anything-to-Anything’ interface, which enables you to fund your account, send money to friends and family abroad, or trade directly between more than 60 cryptos, national currencies and metals, using just one screen. Our open API makes it possible for third-party developers to build sophisticated financial products on top of Uphold. Through our partners, you can earn interest on your holdings, get paid in crypto, or donate to charities using any supported currencies. Disclaimer: bit.ly/legaluphold
- Website
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https://uphold.com
External link for Uphold
- Industry
- Financial Services
- Company size
- 201-500 employees
- Headquarters
- New York, New York
- Type
- Privately Held
- Founded
- 2013
- Specialties
- digital wallet, cryptocurrency, financial services, global banking, fully reserved, transparent , digital money, and compliant
Products
![Click here to view Topper by Uphold]()
Topper by Uphold
Payment Processing Software
Topper, the easy fiat on-ramp with higher approval rates, is an easy-to-implement Web3 payment tool that lets crypto projects process more of their customers’ payments - supporting twice as many digital assets than its competitors. The Topper payment widget is built to simplify the payment process, accept more currencies and deliver higher approval rates, resulting in fewer declines and more revenue. Developed by Uphold, the Web3 financial platform, Topper is a reliable, regulated and trusted payment system.
Locations
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Primary
Get directions
6 W 18th Street
3rd Floor
New York, New York 10011, US
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Get directions
6 Honduras Street
Suite A
London, England EC1Y 0TH, GB
Employees at Uphold
Updates
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Uphold reposted this
Honored that Uphold has been named Best Digital Asset Infrastructure & Trading Platform at The Digital Commonwealth Awards. We've built our company around deep liquidity, institutional-grade security, rigorous compliance, and relentless innovation. This award reflects the trust our customers place in us every day. Thank you to everyone who contributed to getting us here, and to the customers who keep pushing us to raise the bar. Finance is being rebuilt right now, and Uphold intends to lead that work.
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Uphold reposted this
Today's vote on the Clarity Act in the United States promises to finally deliver a significant step toward a clear and lasting regulatory framework for digital assets and blockchain technology in the U.S. Across the Atlantic, the UK took a parallel step by formally recognizing digital assets as a regulated asset class, effective next year. Today, I am attending both a Buckingham Palace event for the King's Trust 50th anniversary and a reception at the House of Lords, where senior policymakers continue to embrace digital assets and blockchain technology. For our industry, this shows just how far things have progressed over the last few years. Onwards!
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Uphold is made different. Not just in what we offer, but in how we're built. Our CEO Simon McLoughlin explains how our approach is unique ↓
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Uphold reposted this
Every dollar that enters through an ETF validates the asset class we've built our business around. Just a while ago, U.S. spot Bitcoin ETFs attracted nearly $1B in two trading days, pushing cumulative inflows to $59.7B and AUM to $109B. Most advisors, RIAs, and wirehouse platforms hold less than 0.5% in crypto. That ceiling defines the next decade of demand, and most of those investors will eventually want more than a ticker symbol. ETFs handle the first on-ramp. Exchanges handle everything that comes after. Clients who start with IBIT (or other ETFs) graduate to wanting real Bitcoin, real yield, and real access to the on-chain economy. They want self-custody when it matters, staking when it makes sense, and execution that doesn't route through three intermediaries. Our job: meet them when they outgrow the wrapper. The institutional flywheel turns in our favor. We plan to keep building so clients have somewhere serious to go next.
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Uphold reposted this
You can now deposit part of your paycheck into digital assets using Auto-Invest on Uphold and earn an extra 3% on deposits of $500 or more (U.S. only). The new feature answers calls from our customers for a better way to integrate digital assets into how they get paid and invest every month. Thousands of people now direct part of their payroll into digital assets on Uphold every month. Auto-Invest allows you to split your deposit across multiple assets and put your paycheck to work immediately. No timing the market, no extra effort, just consistency. You can pause or adjust at any time. Uninvested funds remain in your USD balance, and for a limited time, Auto-Invest earns XRP back: 3% on amounts of $500 or more and 2% on everything else. U.S. only. Terms and restrictions apply.
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Earn while you sleep 😴 Uphold's U.S. President Nancy Beaton breaks down how our USD Interest Account compounds your money automatically. Your digital assets stay market-ready while your USD works in the background.
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Uphold reposted this
Stablecoins could quietly become one of the largest buyers of U.S. government debt, and almost nobody talks about what happens next. (!) Issuers already hold ~2% of all outstanding U.S. Treasury bills. Sounds small. But Tether.io backs ~75% of reserves with short-term Treasuries, and an additional ~5% in repos/money market funds.. Circle puts up to 85% of USDC reserves into T-bills + repos. These represent massive, concentrated bets on the shortest end of the yield curve. Now scale up. Citi's base case lands at $1.9T by 2030, with an upper bound of $4.0T. At those levels, issuers dominate the T-bill market. Risks skew asymmetric. A $3.5B stablecoin issuance increase cuts T-bill yields ~2bps, but the same decrease pushes them up 6–8bps. Mass redemptions across a $2T market could force liquidation of hundreds of billions in T-bills, impairing the very markets the Fed relies on to implement policy. Drawing a direct parallel to the 2020 money market fund panic, the International Monetary Fund highlights a key risk. Unlike stablecoins, money market funds benefit from decades of regulation and Fed backstops. This is a $318B market heading toward $2T - progress is being made, but we still need better infrastructure to match.
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XRP utility is leveling up. Our CPO Paul Unterberg joins Paul Barron Network to discuss the future of XRP: from credit collateral to bridging to Flare Network. Live from XRP Las Vegas: https://bit.ly/3Pbmv7H
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Give your digital assets more flexibility in the real world 💳 Our CEO Simon McLoughlin explains how the Uphold Debit Card lets you spend any asset you hold: from XRP and gold to dollars. Earn up to 4% XRP back and choose which asset you're spending directly in the app 📲