At the Consumer Lending Association of the Philippines' Decoding Deceit 2026 symposium, our Philippines team joined the conversation on strengthening AFASA enforcement, improving real-time fraud detection, and supporting a National Anti-Scam Hub for faster cross-sector coordination. Thank you to the Bangko Sentral ng Pilipinas, the Securities and Exchange Commission Philippines, the Philippine National Police Anti-Cybercrime Group, and the Cybercrime Investigation and Coordinating Center for the partnership and insights.
Tala
Financial Services
Santa Monica, California 64,168 followers
Unleashing the economic power of the global majority.
About us
Tala is the first financial platform for the Global Majority. Our leading money app bridges digital and cash ecosystems to deliver instant access to credit, payments, savings, and transfer services to millions of customers on three continents. Powered by advanced technology and human creativity, Tala is reinventing financial infrastructure to solve what legacy institutions can’t or won’t, in order to unlock global economic progress. Tala has raised nearly half a billion dollars in investments and debt, backed by leading venture and impact investors including Upstart, the Stellar Development Foundation, RPS Ventures, the J. Safra Group, IVP, Revolution Growth, Lowercase Capital, and PayPal Ventures. Tala has been named to Fortune’s Impact 20, CNBC’s Disruptor 50 list four years in a row, and Forbes’ Fintech 50 list for eight consecutive years. Tala’s impact has been highlighted by the New York Times, NPR, Forbes, the Financial Times, the Wall Street Journal and TED, among others. Tala is headquartered in Santa Monica with offices in Nairobi, Manila, Mexico City, and Bangalore.
- Website
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http://tala.co
External link for Tala
- Industry
- Financial Services
- Company size
- 501-1,000 employees
- Headquarters
- Santa Monica, California
- Type
- Privately Held
- Founded
- 2011
- Specialties
- Mobile Technology, Credit Scores, Financial Inclusion, Big Data, Economic Development, Direct Lending, Emerging Markets, Data Science, Risk Analytics, and Fintech
Locations
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Primary
Get directions
1633 26th St
Santa Monica, California 90404, US
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Employees at Tala
Updates
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Our Chief Product Officer, Nicolas Cabrera, talked about what it takes to serve customers who are invisible to traditional finance systems in his interview with CoinDesk LIVE at Consensus 2026. The customers Tala serves often don't have the documentation, credit history, or bureau data that legacy banks rely on. Reaching them required rebuilding infrastructure from the ground up to give them financial identity, credit decisions based on the data they do have, and a way to move money that works on their terms.
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Tala reposted this
When we set out to solve credit for the global majority, the goal was never to be the only lender. It was to build the intelligence layer that could power credit for billions of people the legacy system has overlooked. I sat down with Crossmint co-founder Rodri Fernández Touza to talk about what it takes to deliver on that vision, and why the builders working on wallet infrastructure and credit infrastructure should be in the same conversation. Tune in here:
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Tala reposted this
At Consensus 2026, one theme came through clearly: the conversation around onchain finance is shifting from "faster rails" to "real world applications": from what the rails are to what can be built on top of them. Tala is uniquely positioned for this moment. We’ve spent years building and proving credit capabilities in traditional markets, and now we’re bringing that expertise and scale onchain to expand access at global scale. A few themes that stood out following the conference: • Identity and access to credit are the next major onchain unlocks. For the next billion users, trust will be the foundational layer that makes everything else possible. • AI is moving beyond the copilot era into operational decision-making and real-time financial intelligence. • Embedded finance is evolving into embedded financial intelligence — where products don’t just facilitate transactions, but actively help users make better financial decisions. Thank you to Leah Callon-Butler for moderating our discussion alongside Melyn McKay (Ph.D.) and Reeve Collins on how stablecoins are rewriting these rules for modern financial infrastructure, and the potential for what can be built to serve emerging market customers.
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Last week, our Chief Product Officer Nicolas Cabrera joined CoinDesk LIVE at Consensus to share how Tala is making onchain finance accessible to customers without requiring them to be crypto-native. Stablecoin integration and onchain rails operate behind the scenes and customers have the choice to engage with liquidity disbursed either in local fiat or equivalent USDC, based on what works best for them. That same philosophy is behind our recent partnership with Airtm, which enables us to originate credit onchain and disburse capital to Airtm's wallet customers. They get an avenue to credit through a wallet they already know and through currency they're most comfortable using.
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Tala reposted this
Today at CoinDesk Consensus 2026, Textile, the self-service onchain credit platform for onchain private credit, announced its partnership with leading credit infrastructure platform Tala to launch an open credit pool for emerging markets on Celo. Structured by Tribeca Park Capital, the onchain pool is targetting $25M in liquidity. The pool introduces an open marketplace structure where multiple lenders compete to finance the same borrowers, replacing the closed bilateral facilities that have historically priced credit in emerging markets. Built on Celo's fast, low-cost global payment rails, Tala's AI-underwriting models are built from deep, alternative, real-world behavioral data from 14 million borrowers and $8 billion in lending performance data globally. Future pool structures are expected to integrate Self Labs's proof-of-human and identity verification solutions, giving Tala's underwriting a new layer of verified credentials on every borrower, including as a way to pre-qualify borrowers, and also unlocking new pool types gated by Self credentials. For more information about the forthcoming open credit pool and Tala, Textile, and the Celo ecosystem's partnership, read the official announcement: https://lnkd.in/e7HvaWbb
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Tala reposted this
NEW EPISODE ‼️ Recorded live at Money20/20 Asia in Bangkok, this first of two special episodes, produced in partnership with audax, where we dive into the real-world impact of digital banking transformation across Southeast Asia. Host Debbie West was joined by: 1/ Mike Breen, Chief Commercial officer, audax 2/ Danielle Szetho, Head of Digital Assets Portfolio & Governance, Standard Chartered 3/ Sajal Bhatnagar, Chief Digital Officer, Allo Bank 4/ Moritz Gastl, General Manager, Tala A fast‑paced, insight‑rich episode capturing the energy, innovation and competitive urgency defining financial services across Asia today. Watch here: https://lnkd.in/exbz7V52 Listen here: https://lnkd.in/ep-pchit
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Tala reposted this
Two pillars of the #Stellar ecosystem, working together. Tala and Airtm are embedding Tala's credit intelligence directly into a #Stellar wallet on Airtm, disbursing loans in #USDC, starting in Guatemala and expanding across Latin America. No bureau scores. No branch visits. AI-native decisioning at the point of transaction, settled in stablecoins on open rails. This is composability on the #Stellar stack at its best. Tala's decade of proprietary credit data is a lego brick. Airtm's distribution across 190 countries is a lego brick. USDC on Stellar is a lego brick. Together they do something none of them could do alone: deliver underwritten credit in seconds to a borrower in Guatemala who has never had a bank account. This is also a demonstration that stablecoin rails are not just for payments. They are becoming the settlement layer for credit, for rewards, for financial products that have never been accessible to this segment before. Stellar Development Foundation invested in Tala and in Airtm back in 2021, before it was fashionable to do so, because we believed in exactly this thesis. Seeing it become operational, on Stellar rails, is one of those moments that makes the work feel worth it. Congratulations to Shivani Siroya, Rubén Galindo Steckel, Nicolas Cabrera, and both teams. Onward. https://lnkd.in/ggMdNBiw
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At the end of April, the Tala Philippines team made a big splash at Money20/20 Asia in Bangkok! 🇹🇭 Across the three-day event, Moritz Gastl (General Manager) and Arianne Ferrer (Director of External Affairs) led important conversations on the future of inclusive finance. Their discussions focused on regulatory innovation, trust frameworks for hybrid finance, and the power of data-driven credit for the global majority. We're especially proud of our Marketing Director, Missy Santos, for being selected for the 2026 RiseUp cohort, a program dedicated to the advancement of women in fintech. #Money2020Asia
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Tala reposted this
I sat down with Rubén Galindo Steckel, Co-founder and CEO of Airtm, to discuss our new strategic embedded credit partnership, available this month in Guatemala with plans to expand geographically. After over a decade of lending $8B+ to 14 million customers across multiple continents on our own, Tala is taking the next step by embedding our credit capabilities into wallets, apps and issuers all over the world. Our embedded solution provides Airtm’s customers with access to instant unsecured credit, and by settling loans in USDC, we connect them to onchain capital that’s faster and more efficient. Airtm also has a new growth stream without needing to build an entire business. It's a win for customers, companies, and the global markets. Tune in to our full conversation below or read the announcement here: https://gotala.co/3RnUM4o Much more to come!