Savvy Wealth

Diversification in the S&P 500 may not mean what most investors think it does. Our CIO Anshul Sharma recently wrote a piece for InvestmentNews where he explored how a small group of mega-cap stocks now accounts for roughly 35%-40% of index weight, reshaping what “broad market” exposure actually looks like in client portfolios. As Anshul notes, today’s market can begin to resemble a “S&P 10 or 20,” where returns and risk are increasingly driven by a narrow set of companies. For advisors, that shift raises an important question: how much unintended concentration is already embedded in portfolios that are meant to be diversified? Read Anshul’s full piece here. 👇 https://hubs.la/Q04hc3Vs0

Our founder & CEO Ritik Malhotra was recently featured in Wealth Management, where he shared his thoughts on why AI in wealth management is only as effective as the infrastructure behind it. Today, many firms are layering AI onto fragmented systems and disconnected data, limiting the context advisors need to deliver truly personalized advice at scale. That model is built to fail. As Ritik writes: "A unified, purpose-built system of record is the prerequisite. When client data, investments, planning, tax and estate considerations all live together natively, the outcome is real context. And context is what separates useful AI from potentially dangerous AI." Read the full article here for more on Ritik’s perspectives on how the right AI infrastructure is separating the haves from the have nots in wealth management. https://hubs.la/Q04gQ7PN0

When markets get choppy, silence isn’t a strategy. Our wealth manager Brian Boswell, CFP® was recently featured in InvestmentNews discussing how advisors should approach client communication during periods of volatility. His take is straightforward: when things go sideways, it is important to pick up the phone. For Brian, headline news is the barometer. If clients are seeing it, they're feeling it. “I work from the assumption that silence from us creates space for anxiety to grow, and our job is to close that gap before it ever opens,” he said. Read the full article here for how advisors can take a more proactive approach to client communication. 👇 https://hubs.la/Q04f_f8j0

Most clients think they’re getting proactive tax planning. In reality, it’s often a single rushed year end meeting after the best opportunities have already passed. Read Dustin Thomas, CPA, CFP®'s blog linked below to learn: • Where the traditional tax planning model breaks down • Why year-end CPA conversations miss meaningful planning opportunities • How an integrated CPA + CFP® approach delivers more accurate projections, year round strategy, and lower costs • Real examples of six-figure tax savings uncovered through careful return review Check out the full piece for more 👇 https://hubs.la/Q04fRVnb0

Most investors already have exposure to AI in their portfolios, but many don’t realize how concentrated it may be. Our chief investment officer Anshul Sharma recently wrote in Barron's Advisor on what a more disciplined AI investment strategy looks like and why the conversation should extend beyond the handful of companies driving index returns. Read Anshul’s full piece on how AI-driven growth is showing up across infrastructure, energy, industrials, and real assets, and why the right entry point depends on a client’s risk tolerance, liquidity needs, and broader financial picture. Read the full article👇 https://hubs.la/Q04fw_km0

If March was defined by an oil shock, April was defined by the market's ability to look through it. The S&P 500 surged 10.4%, its best month since November 2020. The Nasdaq gained 15.3%. And the MSCI Emerging Markets Index hit a record high. In our April 2026 Global Markets Recap, Savvy's Chief Investment Officer Anshul Sharma breaks down how earnings momentum and AI investment helped risk assets recover, even as inflation and energy prices remained elevated. Swipe through for the key takeaways. Read the full analysis here 👇 https://bit.ly/4tSxEJR

Savvy Intelligence is live, and advisors are already using it to deliver better, more proactive advice across every client relationship. Tomorrow, we're hosting an Open House: a live demo of Savvy Intelligence, our AI workspace where the complete client picture works for advisors in real time. The Financial Planning Agent is in production today with over 100 advisors and real clients. This is your chance to see it work firsthand. What we'll cover: -A live look at the Financial Planning Agent running real workflows: client prep, portfolio analysis, meeting follow-ups, and compliance checks. -What we're building next. -Why building AI on top of the complete client record changes what's possible for independent advisors. -Whether you're exploring a move to independence, evaluating your current tech stack, or just want to see where AI in wealth management is actually headed, join us. https://bit.ly/42N9FzI

It's one thing to have a view on markets. It's another thing entirely to operationalize that view across thousands of client accounts in a way that's disciplined, scalable and repeatable." That’s how our CIO Anshul Sharma thinks about investment management, and it's the philosophy behind everything he's building at Savvy. In a recent Markets Group The Allocators Playbook Podcast episode, Anshul broke down how Savvy is bringing institutional-grade portfolio design to the RIA space, from a brand-new proprietary investment framework to thematic portfolios built around the themes shaping tomorrow's economy. He also shared his take on where markets are headed for the rest of 2026, why Savvy remains constructive on equities and how advisors can use today's volatility as an opportunity to rebalance. Listen to the full conversation for more. 👇 https://bit.ly/4uy3PON

At Savvy, we believe great financial planning is built on trust, communication, and someone who truly shows up for you. Our Advisor Spotlight series highlights that philosophy across our firm. Meet Mike Smith, CMFC. Mike brings 25+ years of experience and a service-first approach shaped by his background. Whether he's helping a family plan for retirement or guiding a business owner through succession, his clients know he's in their corner through every transition. Ready to work with an advisor who's genuinely in it for you? Connect with Mike → https://bit.ly/4elB3fk

"I truly thought my previous firm would be the final destination for me." Most advisors who feel that way never leave. Ed Wildermuth did. Mosaic Wealth Advisors isn't a typical practice. Multiple advisors, each with their own niche, operating under a distinct brand — built intentionally, not by accident. When it was time to make a change, Ed needed a platform that could support that structure while letting his team stay focused on clients. He landed at Savvy. Full Q&A → https://hubs.la/Q04f2fq00