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At Curinos’ Insight to Impact Growth Summit in Nashville last week, retail banking leaders from 35 financial institutions gathered to discuss an inconvenient reality: growth has become materially harder and customer behavior is changing faster than institutions can adapt—all while AI is reshaping how financial decisions will be made. A consistent theme was that outperforming institutions will be the ones that build better decision systems—connecting insight, execution and learning across the enterprise. Here are 7 timely insights from two of the presentations that resonated at the event: https://hubs.li/Q04hb65T0

Some lenders are still optimizing. Others are thinking about where to start. Join us on May 28 for The Mortgage Leapfrog: Reclaiming Home Equity. We’re bringing together home equity leaders from Figure, U.S. Bank, Citizens Bank, and Curinos to share how they’re navigating a changing market shaped by shaped by margin pressure, increased competition, and rising expectations In this session, we will cover: - Where performance is diverging across mortgage and home equity - How institutions are moving beyond legacy processes to compete more effectively - What leading competitors are getting right and how institutions are responding - Why home equity is becoming a more strategic balance sheet asset This is a peer-level view into how lending is actually evolving. May 28 | 3 PM ET Register: https://hubs.li/Q04gP6QC0 #HomeEquity #BankLeadership #LendingStrategy

And that’s a wrap on the Curinos + CBA 'Insight to Impact Growth Summit 2026' in Nashville! We brought together senior leaders from across financial services to talk about the challenges shaping banking growth right now — from customer acquisition and deposits to execution, decision intelligence and the realities of operating in an increasingly AI-driven market. The quality of discussion throughout the summit was exceptional. Thoughtful perspectives, practical ideas, and a level of engagement that carried well beyond the sessions themselves. We were also proud to officially launch Curinos One, our AI-enabled decision intelligence platform purpose-built for financial institutions. A major milestone for Curinos, and an exciting moment to share  during the summit. Learn more about Curinos One here: Curinos One launch announcement And learn more about the summit here: marketing@curinos.com A big thank you to everyone who joined us in Nashville and helped make the event what it was. #DecisionIntelligence #Banking #FinancialServices #RetailBanking #GrowthStrategy #AI

Home equity is back on the agenda, but as margins tighten, competition intensifies, and consumer expectations rise, the real gap is not demand; it is how effectively lenders execute. On May 28, we’re bringing together home equity lending leaders Anthony Stratis, Figure, Tim Schmidt, U.S. Bank, Chris Runte, Citizens Bank, and Ken Flaherty, Curinos for a candid conversation on what’s changing in lending today. This is a chance to hear how different parts of the market are responding to the same pressures and where advantage is being created. May 28 | 3 PM ET Register: https://hubs.li/Q04gM-Yl0 #HomeEquity #BankLeadership #LendingStrategy

Banks are spending more to acquire customers who deliver less. Long-tenured customers are deepening balances elsewhere - not because they left, but because no one identified the moment to act. And attrition signals arrive too late to change anything. The gap isn't in the data. It's in how decisions get made. Curinos One is a decision intelligence platform built specifically for banking. A single engine that observes signals across acquisition, deepening, and retention, and then decides, acts, and learns from every outcome. Getting smarter with every cycle. The results from early adopters: → 130% higher DDA balances at 120 days vs. control → $1.6B in incremental new-to-bank balances since launch → 77% of account openers chose the premium product vs. 43% organic This is what closes the gap between insight and action at the customer level, across your full growth agenda. Watch the overview: https://lnkd.in/g9Pv38b4 #DecisionIntelligence #Banking #BankGrowth #DepositGrowth #FinancialServices #CurinosOne

In wealth deposits, strategies that banks had put in place before rates began falling seem to prevail today. That’s according to Curinos Managing Director Korrynn Loesch in her remarks at SIMFA's Operations Conference & Exhibition this week in Marco Island, FL. Those with higher portfolio costs had built up a pool of rate-sensitive money that was always unlikely to stick around when rates fell. The middle third has been able to keep rates lower thanks to prioritizing checking and continuing to use CDs to manage rate-sensitive money. And the lower third relied on exception pricing, which has now resulted in higher beta pass-through and declining balances. Read more: https://hubs.li/Q04gBGyd0 Connect with the author: https://hubs.li/Q04gBC_v0

A great first day at the Curinos and CBA 'Insight to Impact Growth Summit' in Nashville! The room has been full of honest conversations, smart debate and real engagement from senior leaders across the financial services industry. From decision intelligence and customer-centric growth to the operational realities of execution inside modern financial institutions, the level of participation has been outstanding. We were also proud to officially launch Curinos One, our AI-enabled decision intelligence platform built specifically for financial institutions. An important milestone for Curinos, and an exciting moment to share with attendees at the summit. Read the announcement here: https://hubs.li/Q04gqwBr0 The Graduate Nashville has been the perfect setting for it all. Great venue, great atmosphere, and a group that has stayed engaged well beyond the sessions themselves. Looking forward to day two! Learn more about Curinos Summits: marketing@curinos.com #DecisionIntelligence #Banking #FinancialServices #RetailBanking #GrowthStrategy #AI

Banks don't have a data problem. They have a decision problem. Today, Curinos launches Curinos One — the decision intelligence platform built specifically for financial institutions: https://lnkd.in/g_5f8NwA It brings together first-party data, third-party signals, and 25 years of proprietary benchmarks to identify and act on growth opportunities at the individual customer level — across marketing, product, and pricing. The results speak for themselves: - 133% improvement in balances at 120 days for checking acquisition - $1.6B+ in incremental deposits for one early-adopting bank - 250%+ lift in customer cross-sell conversion And crucially — it keeps human judgment at the center. Every decision the platform informs is explainable, governed, and controlled by the institution. This is AI built for how banks actually work. Learn more at https://lnkd.in/gSdvM8ym #Banking #Fintech #AI #DecisionIntelligence #CurinosOne

A fundamental shift in retail banking is underway: moving from siloed, product-centric decision-making to truly customer-centered engagement. The “old world” approach is no longer sufficient because customers expect the highly personalized experiences they’re getting from leading digital platforms. According to Curinos’ Olivia Hamel, the “new world” requires orchestrating decisions holistically using customer context, behavioral signals and shared intelligence. Read more: https://hubs.li/Q04g3HjX0 Connect with the author: https://hubs.li/Q04g3J790

Join us on May 27 for From Insight to Impact: How Decision Intelligence Is Redefining Retail Banking Growth, hosted in partnership with the Consumer Bankers Association. You’ll hear from: • Sarah Welch, Managing Director, Consumer, Curinos • Olly Downs Chief Technology, Product & AI Officer, Curinos Together, they’ll share how leading banks are connecting decisions across acquisition, pricing, engagement, and retention to drive more coordinated, measurable growth. May 27 | 1 PM ET Use code CURINOS527 Register: https://hubs.li/Q04f_G_G0 #RetailBanking #DecisionIntelligence #BankLeadership