Citi

Will AI destroy jobs, or will it create them? In the latest Research @ Citi Markets Edition podcast, Dirk Willer and Adam Pickett discuss these anxieties and what the evidence suggests so far. https://on.citi/42EPaW5

Careem’s rise as the Middle East’s everything app called for a treasury operation that could match its scale and ambition. By collaborating closely with Careem, Citi helped redesign their treasury from the ground up - streamlining structures, improving visibility, and unlocking meaningful working capital to fuel growth. In less than a year, Careem built a world-class treasury function that earned the 2025 Adam Smith Award for Best Treasury Solution in the Middle East. We are proud to support Careem as it shapes the next chapter of digital innovation across the Middle East. Learn more: https://on.citi/4nemKLZ

How significant is the mortgage lock-in effect—and how much is it holding back U.S. household mobility, housing affordability, and economic opportunity? Paul Goody, Head of Balance Sheet Strategy and In-Business Risk, Treasury, Citi and Karen Dynan, Professor of the Practice of Economics at Harvard University share insights on complexity of the U.S. mortgage market on the #CitiInstitute podcast. Can emerging technologies like blockchain and tokenization offer potential solutions? Listen now: https://on.citi/4eVdnif #MortgageLockIn #Homeownership #PropertyFinance #FutureOfHousing

The future of wealth is being reshaped, and women are leading the way. This shift is redefining how wealth is built and managed. Citi Head of Wealth at Work Kristen Bitterly Michell was joined by BlackRock Head of U.S. Wealth and Retirement Businesses Jaime Magyera for a panel discussion at “The New Age of Retirement,” an event organized by Lustre Co-Founders Erica Baird and Karen E. Wagner, together with Citi Wealth Private Banker Nazanien Monasebian Knafo. Learn more: https://on.citi/4wW1aAv

We are honored to be recognized as the #1 Affordable Housing Lender in the United States for the 16th consecutive year, in Affordable Housing Finance magazine's annual ranking. Citi Community Capital financed 35,000+ affordable apartments for families, 6,900+ for seniors, 2,700+ for formerly homeless individuals, and 200 for veterans. Housing affordability is one of the defining economic issues facing the U.S. and Citi is putting $60 billion in capital behind one of the country’s most urgent economic challenges through our Blueprint for Housing Opportunity initiative. Read more here: https://on.citi/499tg0P

Chair and CEO Jane Fraser discussed how we’re building momentum for sustainable returns at our 2026 Investor Day. See more highlights: Citi.com/InvestorDay

We are pleased to announce our partnership with HPS Investment Partners, LLC, a part of BlackRock, to launch a new Private Capital program. This strategic initiative will expand capital solutions and private financing for corporate and sponsor-owned borrowers across the EMEA region, with plans to finance €15 billion in sub-investment grade debt opportunities over the next five years. To learn more about this program, visit: https://on.citi/3PLs1hK

Chief Financial Officer Gonzalo Luchetti highlighted our efforts to become a bank defined by what we’re building. Learn more about our 2026 Investor Day: Citi.com/InvestorDay

Driving change in the world of payments through AI-driven innovation, a leading platform for global B2B e-commerce, Alibaba.com Pay worked with Citi to transform its global B2B funds collection and payments processes, redefining efficiency. The solution combined Alibaba.com Pay's AI Smart Hub with fully automated FX execution, to deliver accelerated processing, enhanced accuracy, and crucial real-time visibility. Read more here: https://on.citi/4wnwyY6

The evolution and dynamism of the Asia Pacific region, particularly around digital assets, AI and tokenization, requires proactive and strategic adaptation by asset managers as they respond to critical shifts. This is essential to mitigating risks, unlocking significant opportunities and supporting their global growth objectives. Learn more: https://on.citi/4wmcsO3