The issue isn’t adoption. It’s alignment. As Steve Prestidge outlines, demand exists — but most offers aren’t built around how SMBs actually operate. When that gap shows up, performance follows. #B2B #PerformanceMarketing #SMB #Centerfield
Credit Cards and Payments: The Product Isn't the Problem 39% of small businesses don't use a business credit card at all. Not because they can't get one. Because nobody's offered them one that fits how they actually operate. PYMNTS and Mastercard surveyed 412 SMB owners earlier this year and found that only 28% would pay for a card with rewards. Cash flow flexibility, payment timing, how money moves through the business day to day — that's what owners actually care about. Most card products aren't built around any of that. So the problem isn't adoption. It's matching. A generic offer at the wrong moment doesn't just fail to convert — it burns the impression and the budget behind it. We enforce ICP matching across the entire funnel. Location, industry, revenue, employee size, intent, financial eligibility — all verified in real time before a prospect enters a flow. What reaches a partner isn't a lead. It's a confirmed match. Over a million monthly SMB visitors across our owned properties. 200,000+ B2B RFQs through strategic partnerships. That reach only compounds if what comes out the other end actually fits. Most acquisition models treat that as the partner's problem. We don't. Source: PYMNTS Intelligence/Mastercard "[https://lnkd.in/gC8DNzdm for Change" February 2026