✨ Revealed: BankiFi’s FinTech 50 ranking for 2025 ✨ We’re proud to share that BankiFi has ranked 14th on BusinessCloud’s FinTech 50, a list of the UK’s most innovative financial technology firms. It marks our fifth consecutive year on the list and we’ve climbed an incredible 17 places since last year! 🚀 This recognition reflects the work we’re doing to help mainstream banks rebuild relevance with small businesses through: - Embedded banking workflows - Pragmatic, actionable AI - A relentless focus on making life easier for small businesses 👏 Congratulations to all the amazing businesses featured 🔗 Check out the full list: https://lnkd.in/eRBdKGQs
BankiFi
Financial Services
We're on a mission to put mainstream banks at the heart of small business
About us
BankiFi is the go-to partner for mainstream banks looking to transform their small business proposition. We put banks back at the heart of business by turning digital channels into powerful platforms that small businesses rely on every day—not just for banking, but to run their entire operation. Our platform combines bank-grade technology with deep small business insight, enabling banks to deliver integrated services across payments, collections, invoicing, accounting, cash flow, working capital access, and tax compliance (including Making Tax Digital). Built for complex infrastructures and regulatory environments, our solutions help banks: - Grow deposits and lending opportunities - Deepen relationships with small business customers - Reduce operational costs - Deliver real-time, insight-led propositions By shifting from product-centric to customer-centric banking, we empower financial institutions to increase small business market share—while helping their customers thrive.
- Website
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http://www.bankifi.com
External link for BankiFi
- Industry
- Financial Services
- Company size
- 11-50 employees
- Headquarters
- Manchester
- Type
- Privately Held
- Founded
- 2018
- Specialties
- Pocket Treasurer, open banking, RTP, cash management, payment and collections, embedded banking, embedded finance, open banking, cashflow, RFP, PSD2, open cash management, SME, SMB, small business banking, open cash management, request to pay, receivables, Engagement banking, banking as a service, customer engagement, SME marketing, making tax digital, and invoicing and accounting
Locations
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Primary
Get directions
Beehive Mill
Jersey Street
Manchester, M4 6JG, GB
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Get directions
BankiFi Americas
Ohio, US
Employees at BankiFi
Updates
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We’re shortlisted for BusinessCloud's FinTech 50 and we’d love your vote! 🧡 BankiFi exists to help mainstream banks win back small business market share and do it in a way that genuinely helps small businesses save time and money. If that’s a mission you can get behind, we'd appreciate you selecting BankiFi from this list before the 9th November: https://lnkd.in/eDB_AEnH
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✨ Turning insight into impact: The future of small business banking As the small business banking landscape continues to evolve, data and AI are creating new opportunities for mainstream banks to better understand, serve, and engage their small business customers. In conversation with FF News | Fintech Finance at Sibos 2025, Marijke Koninckx and Nick Reid shared how BankiFi is helping banks turn insight into action, by using real data from thousands of small businesses to design propositions that grow with their customers. Rather than treating AI or open banking as a compliance exercise, we see them as strategic enablers. Used pragmatically, they help banks create seamless experiences, automate routine processes, and deliver the kind of tailored support that builds lasting relationships with small businesses. 🎥 Watch the full interview here: https://lnkd.in/eUqBuybW
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✨ What a week at Sibos 2025 in Frankfurt From the launch of our Pragmatic Path to AI white paper to countless conversations about the future of business banking, one thing was clear: 👉 M𝐚𝐢𝐧𝐬𝐭𝐫𝐞𝐚𝐦 𝐛𝐚𝐧𝐤𝐬 𝐰𝐢𝐧 𝐰𝐡𝐞𝐧 𝐭𝐡𝐞𝐲 𝐜𝐨𝐦𝐛𝐢𝐧𝐞 𝐝𝐚𝐭𝐚, 𝐩𝐫𝐚𝐠𝐦𝐚𝐭𝐢𝐜 𝐀𝐈 𝐚𝐧𝐝 𝐞𝐧𝐠𝐚𝐠𝐞𝐦𝐞𝐧𝐭 𝐭𝐨 𝐫𝐞𝐛𝐮𝐢𝐥𝐝 𝐬𝐭𝐫𝐨𝐧𝐠𝐞𝐫 𝐬𝐦𝐚𝐥𝐥 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐫𝐞𝐥𝐚𝐭𝐢𝐨𝐧𝐬𝐡𝐢𝐩𝐬. We also shared our thoughts on what it would take for mainstream banks to win in small business banking with FF News | Fintech Finance, where our CEO, Mark Hartley, explained: “By building data repositories to understand their business customers better, banks can create more tailored propositions as well as market them more effectively — a virtuous circle of engagement.” Read in full: https://lnkd.in/dWzY6J2K Alongside this, Marijke Koninckx and Nick Reid shared their vision in an interview with Ali Paterson on how mainstream banks can move beyond features and truly reimagine propositions. A big thank you to everyone who joined the conversation, the energy and insights at Sibos are just the start. Together, let’s keep defining what’s next in business banking 🚀 👀 Get your copy of our white paper, here: https://lnkd.in/eX5HG8mJ
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BankiFi reposted this
With a heart that beats for BankiFi I read the paper: here's why you should make an in-person call for human interaction with the team at Sibos; AI in business banking: cut the hype, deliver real help for SMEs: * Start small, scale fast – focus on AI that solves immediate SME challenges like cashflow forecasting and payment reconciliation. A bot that answers questions works miles better than dashboards that appeal to us 'techies', but not so much so to the people we serve. * Augment, don’t replace – empower bankers and SME owners with insights, not black-box decisions. * Trust is everything – transparency and explainability make the difference between adoption and abandonment. * Partnerships win – co-create AI tools for the SME economy. #Sibos #BankiFi #AI #SMEBanking #EmbeddedBanking
👋 Hallo from Sibos! Our 🤖 friend here might be stealing the show, but when it comes to AI in banking, there’s nothing “artificial” about the trust small businesses place in their banks. In our new Pragmatic AI white paper, we explore how banks can turn that advantage into action by: ⚡ Starting small, staying safe, scaling fast ⚡ Putting structured data to work ⚡ Building trust with practical, people-first AI Because successful AI in business banking isn’t about flashy gimmicks, it’s about unlocking real value for small businesses. (The robot is still pretty cool though!) 👉 Get your copy: https://lnkd.in/eX5HG8mJ
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❓What would it take for mainstream banks to win back Britain’s small businesses? Mark Hartley spoke to FF News | Fintech Finance about how the answer lies in the combination of data, ‘pragmatic AI’, and engagement banking. Read all about it: https://lnkd.in/dWzY6J2K #sibos #engagementbanking #smallbusinessbanking
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👋 Hallo from Sibos! Our 🤖 friend here might be stealing the show, but when it comes to AI in banking, there’s nothing “artificial” about the trust small businesses place in their banks. In our new Pragmatic AI white paper, we explore how banks can turn that advantage into action by: ⚡ Starting small, staying safe, scaling fast ⚡ Putting structured data to work ⚡ Building trust with practical, people-first AI Because successful AI in business banking isn’t about flashy gimmicks, it’s about unlocking real value for small businesses. (The robot is still pretty cool though!) 👉 Get your copy: https://lnkd.in/eX5HG8mJ
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⏳ Just 17 days to go until the global finance community converges in Frankfurt for Sibos 2025. So much has shifted in the past 12 months and we’re excited to explore what’s next for business banking. From forging new connections to sharing fresh ideas, one thing we know for sure is that Sibos is where big opportunities take shape. 🤝 Meet the BankiFi team in Frankfurt: Marijke Koninckx, Nick Reid and Sian English 📅 Pre-book your meeting with us here: https://lnkd.in/ecnt7C6c We can’t wait to see you there.
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👏 Congratulations to Starling Bank and Ember on this exciting milestone. 📱 This acquisition is a great example of how banks can evolve their propositions to meet the real needs of small businesses, with Starling choosing to seamlessly blend banking and accounting at a time when integrated digital workflows are becoming essential. ⚖️ With digital challengers now accounting for nearly a third of UK business current accounts, it's clear that small businesses are choosing providers that simplify operations, integrate seamlessly, and help them run their businesses better. 🧳 Moves like this highlight the direction of travel for business banking: creating propositions that go beyond traditional services, setting new benchmarks for what “everyday banking” should look like.
We’re happy to announce our acquisition of Ember, an all-in-one accounting and tax platform for small business owners. The London-based fintech will be our first company acquisition since Fleet Mortgages joined Starling Group in 2021. Ember’s platform gives our business customers a solution to manage their finances and tax submissions, ahead of the changes to HMRC’s Making Tax Digital for ITSA requirements in April 2026. Adeel H., our Managing Director of SME Banking, said: “Ember’s platform is beautifully designed to simplify complex accounting tasks through a user-friendly interface that businesses love. As Starling ramps up the roll-out of best-in-class solutions for small businesses, we will build, partner or buy as best meets the needs of our customers.” Daniel Hogan and Aaron Shaw, co-founders of Ember, said: “We created Ember to take the pain out of accounting for small businesses - to help people make faster, clearer financial decisions without the stress. Making Tax Digital has created a real call to action for SMEs and Ember provides the solution to this. Our deal with Starling Group will mean that we’re setting a new standard for how banking and accounting should work together — seamlessly integrated and refreshingly simple.”
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🚨 We’re heading to Sibos 2025! 🚨 The future of small business banking won’t wait and neither will we. We’re on a mission to help mainstream banks win back relationship primacy with small businesses. How? Through embedded experiences, real-time insights and AI that actually works. 👀 Want to know how to future-proof your small business proposition? 📘 Keen for a first look at our new white paper on AI and data strategy? Let’s meet. Book your slot now 👉 https://lnkd.in/ecnt7C6c You can also DM Marijke Koninckx or Nick Reid for availability.
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