Banc of California

Q1 marked our strongest quarter ever in the Central Region, capping a remarkable 12 months of growth and momentum. We’re grateful for the clients, colleagues and communities who continue to make that progress possible.

Commercial refrigeration systems have to perform in environments where downtime is not an option. 🧊 Most banks saw existing debt. We saw a business with room to grow, a need for enhanced borrowing capacity and the flexibility to support expansion beyond what a traditional bank structure could provide. Banc of California Business Finance refinanced the company’s existing debt and provided a scalable working capital solution for a commercial refrigeration systems company, positioning the business to expand into new markets. Growth takes more than capital. It takes a bank that understands what comes next.

Your business can be growing and still feel short on cash. That is often what makes working capital such an important measure. It helps show how much flexibility you really have to cover short-term obligations, manage daily operations, and support growth. When you understand how net working capital works, you can spot liquidity pressure earlier and make better decisions around receivables, payables, and cash flow. This article breaks down how to calculate net working capital and what businesses can do to strengthen it.

Please join us in congratulating Kim Tu, who has been named EVP, Chief People Officer. In this role, she will lead all aspects of our Human Resources organization. Since joining the bank in 2018, Kim has played a pivotal role in shaping and advancing Banc of California's people and talent strategy. Her leadership will be instrumental as we continue into our next chapter of growth. Congratulations Kim!

The Los Angeles Business Journal's LA500 recognizes the most impactful business leaders in Los Angeles. For the seventh consecutive year, our Chairman and CEO Jared Wolff is among them, a recognition of sustained excellence that reflects what drives this team every day: building real relationships with the entrepreneurs and growing businesses that shape this city. We're proud of this acknowledgement and grateful to the clients and communities who make this work meaningful.

Small Business Week is a good time to think about what it takes to be ready for growth. 📈 When it comes to getting a bank loan, preparation matters. Building a banking relationship, establishing credit, and organizing financial information early can make a real difference. A strong loan application is not just about needing capital. It is about showing that your business is ready for it. This article shares practical tips to help small business owners prepare for a bank loan with more confidence.

Small Business Week is a good reminder that long-term success is usually built on strong fundamentals. A great idea matters, but building a successful business also takes planning, financial discipline, operational focus, and the ability to make smart decisions as you grow. The businesses that last are often the ones with a solid foundation behind them. This article shares practical tips to help business owners build with more clarity and confidence.

From Pennsylvania to Oregon and everywhere in between, small businesses are building, hiring, adapting and driving momentum in communities across the country. This Small Business Week, we’re recognizing a few of the entrepreneurs and businesses we’re fortunate to support nationwide. Here’s a look at some 1Q highlights from our Small Business Lending Team.

Cost-cutting isn’t the strategy anymore. After years of reacting to inflation, many businesses are shifting their focus from defense to growth. That shift is changing how financial operations are managed, from cash flow strategy to efficiency and long-term planning. The companies that adapt now will be better positioned for what comes next. We take a closer look at how financial strategies are evolving and what it means for business leaders today. Click below to read the full perspective: