Payment Initiation - Malta - HSBC Personal

Payment Initiation - Malta - HSBC Personal

Payment Initiation - Malta - HSBC Personal

Integrate secure payment initiation into your application and launch your business potential in our UK Market, including HSBC Innovation Banking.


Key features

Connect Customers

Leverage HSBC customer relationships to develop a customer value payment ecosystem in your own banking applications.

Accelerate Innovation

Develop applications that use the Open Banking payment APIs that are reshaping the financial services industry.

Secure

Initiate payments via a secure connection incorporating the latest regulatory standards in electronic data exchange.


How to get started

  • Create an account on develop.hsbc
  • Read our documentation on how to use the our API services and secure your connection with the right electronic certificate
  • Access our Sandbox to test your application, using Dev Hub to create a project and receive your Sandbox Credentials
  • Once you’ve registered with your National Competent Authority, you can use our live API services
  • Onboard your customers and take off ... the sky is the limit

 

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Improve your checkout experience with our Pay by Bank solution

Improve your checkout experience with our Pay by Bank solution

Challenges

Slow, expensive collection

Many payment options cause delays in getting funds paid by your customers and can come with steep interchange fees

Complex integration and journeys

Adding payment options to your checkout experience requires integration effort and can disrupt your customer experiences

Hard to track payments

Payments settle into your accounts in batches with no payment references adding to your reconciliation complexity

How it works

Checkout choices

Pay by Bank is a solution built on open banking infrastructure and APIs. It allows your customers to authorize single use payments from their preferred bank account, on your platform. Using their bank's mobile app or web platforms they can securely authenticate the payments.

This can be offered alongside traditional payment options, for example as an alternative to credit card payments. This allows you to avoid card processing fees or the need to save and process your customer payment details.

Integrating this solution is speedy with pre-built components which adhere to open banking standards

HSBC open payments

HSBC open payments is now available within our Omni Collect - single API.

Benefits

Improved customer experience

Build customer confidence and trust through an excellent customer experience; user-friendly with no requirement to share financial information

Simplified reconcliation

Customer's payment identifier is carried through the entire payment journey and is then displayed in your account

Faster, safer payments

Avoid card interchange fees and receive funds within 2 hours to improve your cash flow

Account Information - Malta - HSBC Personal

Account Information - Malta - HSBC Personal

Account Information - Malta - HSBC Personal

Securely access real-time account information, balances and transaction history.


Key features

Enhance Services

Access account information including accounts, balances and transactions to integrate into your app.

Connect Customers

Develop applications that connect HSBC Personal customers and enhance your financial management proposition.

Secure

Retrieve real-time account information via a secure connection incorporating the latest regulatory standards in electronic data exchange.


How to get started

  • Create an account on develop.hsbc
  • Read our documentation on how to use our API services and secure your connection with the right electronic certificate
  • Access our Sandbox to test your application, using Dev Hub to create a project and receive your Sandbox Credentials
  • Once you’ve registered with your National Competent Authority, you can use our live API services
  • Onboard your customers and take off ... the sky is the limit
     

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